A closed mind.

I’m not going to lie, this one has me stumped. I really can’t think of my favorite pair of shoes. I thought about the Heelys I had as a kid because I absolutely LOVED them, but I also remember loving a bunch of pairs of shoes like the brands DC, Etnies and Osiris.

Then I think about my current pairs of shoes and I guess maybe they’d be my fuzzy white Crocs because they’re my first pair and they’re so comfy! They have taken me to work and probably the store LMFAO. To be fair, I really haven’t had them long- but also, I don’t go many places LOL!

I remember when I was ten I opened a gift under the Christmas tree and it was a note telling me that I was going to Disney World with my aunt, uncle and cousins! This is the first memory I have of crying years of joy- and I remember it even kinda throwing me off that I cried but I was so shocked and happy!

My parents weren’t (and still aren’t) big travelers, so it was nice that I still had the opportunity to go, even if it was without them. I’ve been blessed with many great gifts and opportunities throughout my lifetime, but that one will always stick out to me.

My husband and I do have a budget spreadsheet that we utilize that shows all of our bills, including the credit cards and what each balance is compared to what the credit limit is. We have lived together for almost ten years, and we have always budgeted. Prior to marriage we did set up a joint account specifically for bills.

Back before we had all of our money combined, how we would budget was we would calculate out what our bills added up to for the month, and we would make sure we always set at least that amount of money into our joint account for bills. We still had our own separate accounts and would spend our leftover money on basically whatever we wanted, but we always made sure the bills were paid first!

Now all of our money is combined and we are always checking in and using “extra money” to pay down debt after our normal bills are paid! We have fun things in the budget like my nails and coffee, but we also are very mindful and always check in to make sure we are on the same page and reaching our financial goals!