Prompt:

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What would you do if you won the lottery?

If I won the lottery I would first of all thank source/universe/God because literally what are the odds. My fiancé and I would immediately pay off our credit cards and our townhome, and likely our cars unless we decide to be boujee and turn them in for something better, but make sure we pay in cash to have no car note. Since we are engaged we will also continue with our current wedding plan but may splurge on a honeymoon to Japan + the Philippines. Also, I think we’d get a lawyer or something involved or just call Dave Ramsey to talk about our best options and likely wouldn’t tell anyone about it for a little while.

Once we have our stuff paid off then we can look into investment properties, preferably dope air b&bs to rent short term and for us to stay at when we want to travel. We’d stay in our paid off townhome for a bit, make upgrades to it while building dream home! Dream home would be at least 4 bedroom, 3 bath, and would include a basement, a sauna, a meditation/sun room, a whiskey/library room, a pool and hot tub, and at least a 4 car garage with a heated driveway if we’re still in the midwest.

We’d definitely put huge chunks of change into some high-yield savings accounts and once we feel like we did what we needed to do, now we can revisit and start helping out our family. Pay off his parents’ house and cars if they have any car notes, and pay my parents rent for a couple years or so and maybe give each set of parents a good sum to put in their own high-yield savings accounts. Also we’d probably pay off his brother’s car as well.

Depending on how much the lottery is, we’d probably still work unless we decide to set up our own business and get those going, and we’d probably help his parents with their businesses they’re trying to start as well. It’s wild to think about winning such a huge chunk of money, and it’s even more wild to think about how it actually ruins people’s lives. I pray that if we do win one day, we are smart about it and we only make improvements to our lives and the ones around us.

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